Social Security November 2024: Here's When You'll Get Your Money - CNET

Social Security payments for November are almost here. Here's when you'll receive your check.

November's Social Security payments are headed out soon. We'll tell you when to expect yours.

Social Security payments for the month of November are headed your way soon. When you receive your check depends on a couple of factors, like how long you've been receiving benefits and what day of the month you were born. If you're unsure when you're supposed to get your check, we'll break it down for you.

Below is the full payment schedule for November 2024 and some questions you may have about your benefits. If you're still waiting on your check from October, check out what you should do if your Social Security payment is missing.

Read on to find out if you should expect to receive your check this week, and how your payment date is determined by the Social Security Administration and other government benefit payment dates. For more, don't miss the Social Security and SSDI cheat sheet and instructions on how to apply for Supplemental Security Income.

Want to know which day of the month you'll get your check? Here's the Social Security and SSDI payment schedule for November.

Social Security payments are typically paid out starting on the 2nd Wednesday of the month. The remaining two payments will be paid out on the following two Wednesdays of the month. Which week you receive your payment depends on your birthdate. There is one big exception, which I'll cover below.

If you've received Social Security benefits before May 1997, or receive both Social Security and Supplemental Security Income, your payment schedule isn't determined by your birthdate. Instead, payments are paid out every month on the same date with a couple of exceptions that I'll explain below.

Social Security payments will be sent out on the 3rd of each month, while SSI payments are sent out on the 1st of each month. These dates will sometimes change if the 1st or the 3rd of the month falls on a weekend or holiday. For instance, March 3 fell on a weekend, so Social Security recipients received their March payments two days early, on March 1. The same will happen in the month of November.

The only benefits that are paid on the same schedule are Social Security and Social Security Disability Insurance.

If your check doesn't show up when it's supposed to or at all, the Social Security Administration suggests waiting for three additional mailing days before contacting it. After that, you can call the national toll-free number: 1-800-772-1213

The SSA notes that "wait times to speak to a representative are typically shorter in the morning, later in the week and later in the month."

If you're having trouble getting ahold of the SSA through the national number, you can use their office locator to find a local office to reach out to.

For more, see how to apply for Social Security benefits for eligible children and how to apply for Social Security Disability Insurance.